Most people think that they live frugally. The reason that most people think that they live frugally is because most people do not go out and purchase luxury items like million dollar homes, expensive crystal, or expensive cars like BMWs. We might not splurg on these luxury items, but the fact of the matter is that we all spend a lot of money buying things.

If you pay attention to how your money is trickling out of your pocket or purse, you can easily save $500.00 without feeling like you are depriving yourself of the things that you want. The suggestions below will allow you to maintain your lifestyle without giving up on things that you enjoy doing. You will even be enjoying some perks so see how it works below:

Shop From Your Refrigerator

Instead of running to store when you run out of staples, trying looking in your cupboards or refrigerator to see what you have stored there. You might be suprised and you will delay your shopping trip. You need to get creative. If you want to make a sandwich, you don’t necessarily have to have a sandwich loaf. You can subsitute bagels, wraps, buns or any other type of bread. You can also forego the bread and simply eat a salad with your fish or whatever protein you like. You can save money by not using milk with your morning tea or coffee and you will save money as well as calories. By doing any or all of these things, you will have saved money because you would have delayed your trip to the market which means you did not have to spend money. Avoid the store… avoid the impulse shopping. Just think about it. Think about how much money you waste by purchasng food that you don’t even use and it rots in your fridge. Also think about all the foodstuff you have knocking around your cupboards.

Go for the Smallest Size

Another way you can save money is by not purchasing the largest option when you eat out. People always like to purchase the largest option because they think they are getting more for almost the same price but do you really need to drink a supersize drink. Always choose the smallest option. In other words, resist the temptation for the super size because it might be a better deal. Invariably, when you supersize, you are simply spending more money which you don’t need to spend. Think of all of the calories you are saving by not eating large meals.

It is probably a better idea to go out with your friends or even get together with them for a potluck lunch or dinner.

Another idea is to host some of your favourite events like Monday Night Football at your house rather than going out to the bar. Just ask your friend to share some of the responsibilities for the items needed. For example, someone might want to be responsible for the main dishes, someone else might want to bring the drinks. You get the idea. Just think about how much money you all will be saving because you will not have a large bar tab if you had gone out. You might also like some of the foods that you friends prepare that you are willing to trade recipes.

Change in a Jar

Another good way to save money is to empty your wallet or purse at the end of every day. What you will do is to put this money in a jar at the end of the day. There are also some tin cans that can be purchased for this very purpose. It may not look like it but those dimes and dollars add up very quickly and think of the things that you can spend this money on. You can use it to buy something special. Just think about it. You might even want to save this money for a trip. It can and has been done.

Go to the Library

When was the last time you went to your local library. Just stop by. You will be pleasantly surprised. Nowadays, you can find items such as DVDs that you can borrow. The library also puts on events occasionally that you can attend. Also, if you go the library often you might not need those subscriptions that you are paying for because you can find most publications at your local library where you can read them there or borrow them for free. You will meet a lot of people at the library who will have probably share your interest. Talk about social networking. The library is the ultimate social network.

Drink Water

Have you noticed that when you go out to eat, that drinks, no matter what type, can be very expensive. Why not order water instead of drinks and it’s free. You can also do the same thing when you are eating at home. Soft drinks or hard liquor is not good for you anyway and think of all the savings that you will be making. If you opt for water, your skin, weight and general health will improve and not to mention all the money that you will be saving.

Put Something Back

Another way you can save money is to put something back when you are shopping. You simply take one item out of your cart and put it back on the shelve before you check out. Whether you were planning to buy two packets of sock or two pair of shoes or whatever, simply put one back and you will keep that money in your pocket. If you don’t purchase that extra item you will also cut down on the clutter anyway. I know people who have a lot of unopen products that they have never looked at after they have purchased them. There are simply sitting in the box taking up valuable space.

Living frugally is as plain and simple as cutting back on our consumption. Some frugal tips involve saving money where we can by avoiding impulse shopping. And there are some frugal tips that require us to stop our habits. When you combine all of your living frugal tips, you will see some great savings in your budget.

Filed under: How to Live Frugally

Summer food, rose colored fish steak in a wine marinade4 small skinless salmon steaks
olive oil
1 large lemon cut into 4 wedges
4 cups fresh baby spinach
1 small onion (cut thinly)
1/2 cup bacon crumbled
salt and black pepper
4 medium pieces of aluminum foil

Heat the grill to medium. On each piece of foil, place a piece of salmon. First, sprinkle each salmon piece with salt and pepper, then drizzle with lemon juice and then olive oil.

Next, arrange 1 cup of spinach around each piece of salmon, then arrange the onion on top of the spinach and sprinkle with the bacon bits. Next, drizzle olive oil over the spinach combination and then sprinkle with salt and pepper as desired.

Fold each packet until you have an “envelope” ensuring you have a tight seal so the “envelope” will not leak.

Place the packets on the grill away from direct heat. Rotate occasionally. These will take about 25 to 30 minutes to cook.

Remove packets from the grill and let them cool slightly before serving.

Use additional lemon wedges if you desire.

Filed under: Grilling Meals


1 cup less 2 tbsp. water
2 tbsp dish soap
2 tbsp glycerin
Card stock for making cones

Mix all ingredients. To make bubbles, dip cones in mixture and blow bubbles.

How to make cones:

Using the card stock, you will cut out circles using a plate or whatever you have on hand that you can trace a circle.  Next, fold the circle in half and half it again.  Cut out the four cones and glue each of them along the two straight edges.  They should look like cones at this point.

Filed under: Fun Crafts for Kids

1 tbsp butter
2  tbsp brown sugar
1/4 cup orange juice
1  tbsp dark rum (optional)
Pinch cinnamon
2  ripe but not soft bananas

Melt butter in shallow micro-wavable dish such as a glass pie plate at high (100 per cent pow­er) 20 to 40 seconds. Stir in brown sugar, juice, rum (if using) and cinnamon. Microwave un­covered at high 2 to 4 minutes or until bubbly. Stir once during cooking.

Slice bananas lengthwise, then cut into into 2-inch pieces. Add to sauce; spooning sauce over ba­nanas. Microwave at high 30 sec­onds to 1 minute or until heated through. Do not overcook or ba­nanas will become mushy.

Makes 2 servings.

Filed under: Easy Recipes at Home


2/3 cup of sweetened condensed milk

1 tsp vanilla

Oreo cookies

1- 12oz bag of Nestle white chocolate morsels


Butter an 8″ x 8″ baking pan or dish.

In a blender, crush enough Oreo cookies that will make 2 cups and set aside.

In a saucepan, put in the condensed milk and the white chocolate morsels and place on a stove over low heat stirring occasionally until melted.  Remove pan from heat and add the 1 tsp vanilla and the crushed Oreo cookies. Stir until well combined.  Pour and spread the mixture into the prepared pan or dish.

Put the pan or dish into the refrigerator until it is firm.  Cut it into squares.

Makes at 20 – 25 pieces.



Filed under: Easy Recipes at Home

how to make french toast3 eggs

l/2 cup milk

1/4 tsp nutmeg

1/4 tsp salt

2 cups corn flakes

4 tbsp butter

6 slices dense white bread

6 tbsp white sugar
In a bowl, stir the eggs, milk, nutmeg and salt together until well blended. Strain the mixture through a sieve into
a shallow bowl in which you can dip the bread easily (a soup bowl works well).

Crunch the cornflakes until the flakes are half of the original size.  Spread them on a piece of wax paper. Dip (don’t soak) both sides of each slice of bread into the milk batter. Then press each slice of bread on both sides into the cornflakes to coat the bread well.

Melt 2 tablespoons butter in a 12-inch skillet over medium heat and fry 3 slices of bread until golden on each side. When done, sprinkle about 1 tablespoon of sugar on top of each slice and keep warm in a 250 degree F oven while you fry the other 3 slices in the remaining 2 tablespoons butter. Serve hot.

Makes 4 servings.

You can double or triple this recipe depending on your family size.  This will be a great recipe for you to make on the weekends.

Filed under: Easy Recipes at Home

1/2 Ib (250 g) lean ground beef
1 onion, chopped
1 clove garlic, minced
1 tbsp all-purpose flour
1 tbsp chili powder
1 tsp ground cumin
1/2 tsp dried oregano leaves
Pinch each: salt, freshly ground black
1 cup taco sauce (mild, medium or hot)

Crumble beef into 6-cup micro-waveable casserole. Add onion and garlic. Microwave in an uncovered container at high (100 per cent power) 2 to 3 minutes, until the meat is cooked. Stir twice to break up lumps. Drain off liquid.

Stir in the flour and then the seasonings. Put the container back into the microwave at high for 1 minute. Next, stir in taco sauce, put a lid on the container and microwave at high 3 to 5 minutes, or until mixture thickens. Stir at least once during cooking.

Makes 2 generous servings.

Filed under: Easy Recipes at Home

1/2 cup orange juice

3 Ice cubes

1 banana

1/2 cup pineapple juice

1 tbsp grenadine syrup*

Combine orange juice and ice in blender. Blend until ice has been chopped up. Peel and break up banana; blend in until smooth.  Add pineapple juice and grena­dine syrup; blend well. Pour into glasses and serve with straws.

Makes 2 drinks.

*Grenadine syrup (a cherry-fla­vored syrup used in many mixed drinks and Shirley Temples, etc.) can be found in supermarkets, usually in the soda pop section.

Filed under: Easy Recipes at Home

1 lb (500 g) lean ground beef
1 egg
1/2 cup pizza or tomato sauce
3/4 cup breadcrumbs
1/2 tsp salt
2 green onions, finely chopped

1 cup grated mozzarella cheese
1 cup pizza or tomato sauce
2 tbsp grated parmesan cheese

Optional Topping:
Thinly sliced mushrooms
Thinly sliced red or green peppers
Thinly sliced onions
Thinly sliced pepperon

Combine meat with egg, pizza sauce, bread crumbs, salt and green onions. Mix until blended. Pat mixture into bottom of 9- or 10-inch pie plate or round cake pan; mixture should form a slight ridge around edge. Bake in pre-heated 350F oven 20 minutes. Drain off any excess juices.

For topping, sprinkle half the mozzarella cheese over base, spread with pizza sauce, then sprinkle with remaining mozzarella and parmesan cheese. Top with any ingredients you wish. Bake 20 more minutes.

Makes 4 to 6 servings. You can serve this on your favorite bread like buns, pocket bread or whatever you like or this will be great with mashed potatoes.

This is a very easy recipe that you can make when you don’t want to cook a big meal.

Filed under: Easy Recipes at Home

1 cup butter at room temperature
1 cup granulated sugar
1 egg
1 teaspoon vanilla extract
2 cups all purpose flour
1/2 tsp baking powder

4 cups icing sugar (sifted)
Food coloring

Cream butter either by hand or by using a mixer until it is light. Add sugar gradually and beat until well incorporated. Add the egg and then the vanilla while you continue to beat.

Sift flour and baking powder together. Mix well. Add flour to the creamed butter and combine. Divide dough into four pieces. Flatten them slightly; wrap well. Refrigerate one hour.

Preheat oven to 375F. Line your cookie sheets with parchment paper, or butter and flour lightly. Roll each piece of dough out to thickness of approximately 1/4 inch. Cut out with cookie cutters or use a knife to cut triangles, squares and rectangles. Transfer to cookie sheets. Re-roll excess dough but do not overhandle these pieces. Bake cookies 10 to 15 minutes or until lightly browned. Cool on racks.

For icing, combine enough water with icing sugar to make an icing the thickness of heavy cream. Spread plain icing over top of each cookie. While it dries, divide remaining icing into six bowls; add food coloring as you wish. (Thin icing with a bit of water if necessary.) Use new small paintbrushes (reserved just for painting cookies) to paint designs, rainbows, polka dots, etc. on cookies. Allow to dry.

Makes about 50 cookies, depending on size.

This a great easy recipe you can make at home with your children.

Filed under: Easy Recipes at Home

If you use ice cream for these banana splits, they will be very rich. But if you use sorbets or ices (fat-free, fruit-based frozen desserts) they will be much lower in fat.

Strawberry sauce:
1 pint fresh strawberries
2 tbsp granulated sugar
2 tsp lemon juice

Butterscotch pineapple sauce: 
1/2 cup brown sugar
2 tbsp butter
1/2 tsp cinnamon
14 oz/398 ml can pineapple

Blueberry orange sauce:

300 g package frozen blueberries, thawed
1/2 cup orange juice
2 tbsp granulated sugar
1 tbsp comstarch
2 tbsp water

Chocolate sauce:
3/4 cup granulated sugar
1/2 cup cocoa
1/2 cup milk
2 tbsp com syrup

To assemble:
6 bananas
18 small scoops of ice cream or sorbets of different flavors
Chopped peanuts
1 cup whipping cream, whipped
Maraschino cherries

For strawberry sauce, wash, hull and quarter berries. Puree half the berries with sugar and lemon juice. Stir in remaining berries. Reserve.

For butterscotch-pineapple sauce, bring brown sugar, butter and cinnamon to boil. Drain and dice pineapple; add to mixture. Cook about 2 minutes at medium heat. Reserve.

For blueberry-orange sauce, place thawed blueberries in saucepan with orange juice; Bring to boil. In small bowl, combine sugar with cornstarch; stir in water. When smooth, combine with blueberries; cook until thickened. Reserve.

For chocolate sauce, combine cocoa with sugar in small saucepan. Whisk in milk until smooth and then corn syrup. Bring to boil, lower heat and cook 2 to 3 minutes. Reserve.

To make banana splits, set up a serve-yourself bar with bananas sliced lengthwise, scoops of ice cream or sorbets, sauces and nuts and whipped cream and cherries if you are using them. Let kids serve themselves in deep bowls.

Makes 6 to 8 servings.

This is a great easy recipe for you to make at home for you kids or even when your kids have their friends over.

Filed under: Easy Recipes at Home

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